Meet the PRA Collateral Stress Testing Deadline

A Fast and Compliant Path for UK Insurance Firms

The Prudential Regulation Authority’s (PRA) new collateral stress testing rules take effect in 2026. Data gaps, manual workflows and fragmented systems will make accurate submissions difficult and risky. Transcend now offers a dedicated service to help UK insurers meet the reporting deadline with confidence.

Why Insurers Need to Act Now

The rules require more than a simple report. Firms must show clear visibility across all mobilizable assets, run eligibility and scenario checks, and produce defensible outputs with full traceability. Many insurers currently rely on manual processes that cannot scale or withstand scrutiny.

How Transcend Helps

Transcend delivers a structured, end-to-end readiness service for in-scope insurance firms that need speed, accuracy and control.

What You Can Expect

  • Rapid assessment of your current collateral and data landscape
  • Automated eligibility and optimization logic aligned with PRA expectations
  • Standardized workflows and governance to replace manual steps
  • Transparent, regulator-friendly outputs with full audit trails
  • A clear roadmap to deliver broader collateral and liquidity improvements

Our platform already supports some of the world’s most complex collateral programs. Now we bring that expertise directly to the insurance sector.

What makes us different?

Most approaches rely on manual workarounds or internal builds that take too long. Transcend offers a fast deployment model, domain expertise and proven automation that cuts time, reduces errors and delivers PRA-ready outputs without disrupting existing systems.

Ready to see where you stand?

Get a quick view of your readiness with our PRA Collateral Stress Testing Assessment. Speak with a Transcend specialist today.