Where Treasury Should Invest Before the Next Stress Event

Oct 20, 2026
Blog Capital Markets Collateral Optimization Funding

Fragmented data, limited intraday visibility, manual workflows, or slow decision-making processes all inhibit preparedness and control. Consequently, Treasurers miss profitable opportunities to use cash and securities, experience higher funding costs, and may be slower to respond to stress.

Once volatility hits or a crisis is unfolding, it is too late to gather data or have information delivery tools in place to act effectively on collateral deployment or liquidity risk.

Trusted, centralized information helps Treasury see available resources,
make better decisions, and act faster in normal and stressed markets.

For Treasurers, the “easy” button has been taken away. Ready access to technology funding is no longer a given. In the past, remediation needs often made systems funding easier to secure; now, investments must be justified by business value as well as resilience.

Treasurers, therefore, should deliberately turn their attention to implementing technology solutions for competitive positioning as well as crisis readiness. Look for investments that reduce manual effort, improve resource utilization with quantifiable benefits, and deliver faster identification of a liquidity shortfall in order to make a compelling case for technology implementation. Now is exactly the time to focus on this.

Treasurers seeking to implement solutions that deliver both value creation and stress preparedness should focus on a platform that delivers:

Position Intelligence

Investing in centralized, detailed, and cleansed data providing a real-time enterprise view will reveal exactly what resources reside where.

Sources and Uses Tracking for Collateral and Liquidity

Getting off manual processes to track collateral and liquidity through automated views helps identify and analyze the sources and uses of cash and collateral with speed and accuracy. With these capabilities, Treasurers can optimize ongoing cash and collateral deployments as well as confidently act when things get challenging.

Collateral Eligibility Views

Spending the effort and funds to gain insights into legal agreements will allow Treasury teams to analyze, manage, and validate collateral eligibility both in day-to-day allocation decisions as well as when the chips are down. Evaluate now whether your security pools have no ready outlets or counterparty agreements in place for monetization under stress.

Intraday Liquidity Monitoring

Having a definitive handle on real-time cash and securities balances as well as intraday risk metrics across internal and external accounts will illuminate opportunities to deploy better as well as identify unfolding issues faster.

Especially given interest rate uncertainty in the US, Treasury functions should use this moment to invest in systems to establish better data and provide tools to act confidently.

Transcend is here to partner with Treasurers to ensure they have the readily available information they need and the tools to enable them to act with conviction.

There is no better time than now for Treasury groups to invest in one connected platform that not only creates value but prepares for volatility.